By Michael F. Rellosa Insurance premium rates, what they are, how they are derived, and what their importance is are subjects very few...

By Michael F. Rellosa Insurance and reinsurance are two sides of the same coin. On the one hand, insurance is a means of protection from...

By Michael F. Rellosa EVEN when I started my career in the early 1980s, extraordinarily few people wanted one in the insurance industry....

By Michael F. Rellosa It seems everything that we do now involves some aspect of technology, unthinkable the year I was born when things...

By Michael F. Rellosa The non-life insurance industry, through the collaborative efforts of the Philippine Insurer's and Reinsurer's...

By Michael F. Rellosa IN earlier columns, we talked about how risks are managed, and given the continuing hard reinsurance market,...

By Michael F. Rellosa IF the topic of climate change is du jour, so will the topic of Nat Cat coverage be, and with it the slew of issues...

Given the country’s vulnerability to catastrophic disasters, a large proportion of the population in the Philippines still does not have...