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The importance of NatCat coverage and PCIF 1 and 2 in the Philippines
By Michael F. Rellosa Typhoon Carina (international name: Gaemi) did not make landfall in the Philippines but intensified the southwest...
Jul 29, 20243 min read
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A risk manager's view on war
By Michael F. Rellosa I am not a warmonger, but it is getting harder to ignore the incessant drumbeats which seem to be getting louder...
Jul 1, 20242 min read
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Philippine insurance penetration rate and what needs to be done to improve it
By Michael F. Rellosa The insurance penetration rate at about 2 percent of our GDP is arguably the lowest in the Asean region. This has...
Jun 3, 20243 min read
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Collaboration in the Insurance World
By Michael F. Rellosa The Philippine nonlife insurance industry since the early days has recognized the value of collaborating and...
May 6, 20243 min read
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Risk management tools to mitigate effects of El Niño and La Niña
By Michael F. Rellosa The Philippines is situated on the western fringes of the Pacific Ocean and is therefore subject to the twin...
Apr 11, 20244 min read
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Insurance premium rates
By Michael F. Rellosa Insurance premium rates, what they are, how they are derived, and what their importance is are subjects very few...
Mar 13, 20243 min read
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The Importance of Reinsurance
By Michael F. Rellosa Insurance and reinsurance are two sides of the same coin. On the one hand, insurance is a means of protection from...
Feb 12, 20243 min read
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The insurance talent crunch
By Michael F. Rellosa EVEN when I started my career in the early 1980s, extraordinarily few people wanted one in the insurance industry....
Dec 18, 20233 min read
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