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Importance of Natural Catastrophe Insurance in PH
By Michael F. Rellosa I am aware that I have already written about this topic many times over, but until I am heard and definitive action...
Aug 26, 20243 min read


The importance of NatCat coverage and PCIF 1 and 2 in the Philippines
By Michael F. Rellosa Typhoon Carina (international name: Gaemi) did not make landfall in the Philippines but intensified the southwest...
Jul 29, 20243 min read


A risk manager's view on war
By Michael F. Rellosa I am not a warmonger, but it is getting harder to ignore the incessant drumbeats which seem to be getting louder...
Jul 1, 20242 min read


Philippine insurance penetration rate and what needs to be done to improve it
By Michael F. Rellosa The insurance penetration rate at about 2 percent of our GDP is arguably the lowest in the Asean region. This has...
Jun 3, 20243 min read


Collaboration in the Insurance World
By Michael F. Rellosa The Philippine nonlife insurance industry since the early days has recognized the value of collaborating and...
May 6, 20243 min read


Risk management tools to mitigate effects of El Niño and La Niña
By Michael F. Rellosa The Philippines is situated on the western fringes of the Pacific Ocean and is therefore subject to the twin...
Apr 11, 20244 min read


Insurance premium rates
By Michael F. Rellosa Insurance premium rates, what they are, how they are derived, and what their importance is are subjects very few...
Mar 13, 20243 min read


The Importance of Reinsurance
By Michael F. Rellosa Insurance and reinsurance are two sides of the same coin. On the one hand, insurance is a means of protection from...
Feb 12, 20243 min read
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