#TheIIAPPodcast is where insurance experts get real — candid conversations with the people who know the industry best, unpacking the issues, trends, and decisions that shape Philippine insurance today. In Episode 3, host Jacqy Raj sits down with Allan Santos, President & CEO of National Re Philippines and IIAP Board Member, to talk about one of the industry's most critical — and least understood — mechanisms: reinsurance. How does it work? How does it keep insurers standing