By Michael F. Rellosa - Executive Director Christmas Day has passed, but the season remains—and perhaps this quiet stretch between the holidays and the New Year is where its meaning settles deepest. This is the time when families return to work, businesses prepare their next moves, and many Filipinos begin to think again about what the year has brought: the joys, the hardships, and the uncomfortable truth that no matter how hard we work, certain risks remain beyond our contro

THE appointment of Markus Lacanilao as the new chief of the Land Transportation Office (LTO) in October 2025 has been met with cautious optimism from many quarters. The LTO, an institution essential to the daily movement of millions of Filipinos, has long faced challenges relating to operational bottlenecks, legacy systems and public trust. Lacanilao’s entry into the agency brings with it not just new leadership but an opportunity to recalibrate priorities and strengthen long